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TD Bank
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TD Bank

作者:cnj labv0.1.4

Turn today’s gold into tomorrow’s financial problems.

作成日

2026年7月30日

更新日

2026年8月2日

Nexus Modsで見る

説明

このModの説明文は、作者がNexus Modsに英語で投稿したものです。
TD Bank v0.1.3 LTS

GitHub: https://github.com/icnjz/STS2_TDBank

Turn today’s gold into tomorrow’s financial problems.

Patch Notes — v0.1.3 LTS

• Updated for Slay the Spire 2 public-beta v0.110.0.
• Added LTS forward-compatible loading for later semantic game versions.
• Added safe self-disable behavior when a future update changes required APIs.
• Added progress schema 24 support while unknown future schemas remain untouched.
• Kept the v0.1.2 balance tables and multiplayer protocol unchanged.
• Every player in a multiplayer lobby must use v0.1.3.
Features

Account opening each run; capped Savings; three card tiers; automatic repayment; grace period; relic liquidation; e-Transfer; KK services; 中文/English switching.

Complete Balance Data

Savings — paid at the start of each real map floor, compounded, rounded down

A0–A1: 1.5%, cap 10G/floor
A2–A3: 1.25%, cap 8G/floor
A4–A5: 1%, cap 7G/floor
A6–A7: 0.75%, cap 6G/floor
A8–A10: 0.5%, cap 5G/floor

Credit by Ascension

Each row is:
Qualification Starter/Middle/Tycoon | purchase limits Starter/Middle/Tycoon | maximum debts Starter/Middle/Tycoon | one-time grace floors | per-floor compound rates Starter/Middle/Tycoon.

A0: 150/600/1600 | 200/700/1200 | 400/1400/2400 | 3 | 21.99/24.99/27.99%
A1: 175/650/1700 | 200/700/1200 | 400/1400/2400 | 3 | 21.99/24.99/27.99%
A2: 200/700/1800 | 200/650/1100 | 380/1235/2090 | 3 | 22.99/25.99/28.99%
A3: 225/800/2000 | 200/650/1100 | 380/1235/2090 | 2 | 22.99/25.99/28.99%
A4: 250/900/2200 | 200/600/1000 | 360/1080/1800 | 2 | 23.99/26.99/29.99%
A5: 275/1000/2400 | 200/600/1000 | 360/1080/1800 | 2 | 23.99/26.99/29.99%
A6: 300/1100/2600 | 175/550/900 | 297/935/1530 | 1 | 24.99/27.99/30.99%
A7: 325/1200/2800 | 175/550/900 | 297/935/1530 | 1 | 24.99/27.99/30.99%
A8: 350/1300/3000 | 150/500/800 | 240/800/1280 | 1 | 25.99/28.99/31.99%
A9: 375/1400/3200 | 150/450/750 | 225/675/1125 | 1 | 26.99/29.99/32.99%
A10: 400/1500/3500 | 150/450/750 | 225/675/1125 | 1 | 26.99/29.99/32.99%

Approval has no RNG: reaching the threshold guarantees approval. Only native-game Gold and paid Savings interest after opening count.

Grace applies only to the run’s first debt. Interest compounds after completed floors and rounds up. Incoming Gold repays debt first; game-event Gold loss cannot create debt.

At maximum debt, TD takes positive Gold, clears debt, permanently closes the card, then randomly seizes safe relics: 1 per 100G remaining debt, nearest integer, halves up, minimum 1, no cap.

KK Compound

Kidney: -10 current HP and -10 maximum HP for +200G each. Both HP values must remain above 0. No random event.

Butt sales never reduce maximum HP:
Sales 1–3: -5 current HP, +50G
Sales 4–6: -8 HP, +30G
Sales 7–9: -12 HP, +17G
Sale 10: -17 HP, +10G
Sale 11+: -19 HP on sale 11, then another -2 HP each sale; +10G

Kidney and butt sales are disabled during combat. Proceeds repay debt first and do not count toward credit qualification.

Rear-End Risk Control — all probabilities

Unpaid = normal HP loss and 0G. Hemorrhage = double HP loss and normal payout. Normal = listed HP loss and payout.

Sale 4:
A0–A2 20/10/70%; A3–A4 20/9/71%; A5–A6 20/8/72%; A7–A8 20/7/73%; A9–A10 20/5/75%.

Sale 5:
A0–A2 30/15/55%; A3–A4 30/13/57%; A5–A6 30/11/59%; A7–A8 30/10/60%; A9–A10 30/8/62%.

Sale 6:
A0–A2 40/20/40%; A3–A4 40/17/43%; A5–A6 40/15/45%; A7–A8 40/13/47%; A9–A10 40/10/50%.

Sale 7 and later:
A0–A2 50/25/25%; A3–A4 50/21/29%; A5–A6 50/19/31%; A7–A8 50/16/34%; A9–A10 50/13/37%.

The run seed determines the roll; multiplayer uses the host result.

Installation and Updates

Steam Workshop subscriptions update automatically through Steam. Setup users can download the current installer from the GitHub repository above and install it over an older version. Saves and TD Bank data are preserved.

All players in the same multiplayer lobby must use the same TD Bank and TDLib version.

Compatibility

Verified: v0.107.1, v0.109.1, and v0.110.0. Later versions use LTS mode; breaking API changes safely disable TD Bank.

Disclaimer

TD means Tower Debt. This project has no connection with any bank named TD. TD Bank is a parody gameplay mod by cnj lab, not banking software or financial advice.

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TD Bank v0.1.3 LTS

把今天的金币,变成明天的财务问题。

v0.1.3 LTS 更新

适配《杀戮尖塔 2》public-beta v0.110.0;Setup 会用 LTS 向前兼容模式接受更高的正常版本号;未来 API 真被改坏时 TD Bank 会安全停用而不是拖着游戏一起崩;新增存档 schema 24 支持,未知未来 schema 保持原样;玩法数值和多人协议不变,多人房间所有玩家必须使用 v0.1.3。

完整数值公开

储蓄:每个真实地图层开始发放,复利,向下取整

A0–A1:1.5%,每层上限10G
A2–A3:1.25%,每层上限8G
A4–A5:1%,每层上限7G
A6–A7:0.75%,每层上限6G
A8–A10:0.5%,每层上限5G

A0–A10 信用卡

每行依次为:
办卡累计 穷逼/中产/暴发户 | 单笔消费额度 穷逼/中产/暴发户 | 最大欠款 穷逼/中产/暴发户 | 整局一次免息层数 | 每层复利 穷逼/中产/暴发户。

A0:150/600/1600 | 200/700/1200 | 400/1400/2400 | 3 | 21.99/24.99/27.99%
A1:175/650/1700 | 200/700/1200 | 400/1400/2400 | 3 | 21.99/24.99/27.99%
A2:200/700/1800 | 200/650/1100 | 380/1235/2090 | 3 | 22.99/25.99/28.99%
A3:225/800/2000 | 200/650/1100 | 380/1235/2090 | 2 | 22.99/25.99/28.99%
A4:250/900/2200 | 200/600/1000 | 360/1080/1800 | 2 | 23.99/26.99/29.99%
A5:275/1000/2400 | 200/600/1000 | 360/1080/1800 | 2 | 23.99/26.99/29.99%
A6:300/1100/2600 | 175/550/900 | 297/935/1530 | 1 | 24.99/27.99/30.99%
A7:325/1200/2800 | 175/550/900 | 297/935/1530 | 1 | 24.99/27.99/30.99%
A8:350/1300/3000 | 150/500/800 | 240/800/1280 | 1 | 25.99/28.99/31.99%
A9:375/1400/3200 | 150/450/750 | 225/675/1125 | 1 | 26.99/29.99/32.99%
A10:400/1500/3500 | 150/450/750 | 225/675/1125 | 1 | 26.99/29.99/32.99%

开卡没有随机审批,达到门槛必过;只有开户后的原生金币和已发储蓄利息计入。

免息只给本局第一次欠款;之后每层复利向上取整,入账先还债。

刷到最大欠款会扣光正金币、清债、永久停卡,再按剩余欠款每100G随机没收1件安全圣遗物,四舍五入,至少1件,不封顶。

KK园区

卖肾:每个扣10当前生命和10最大生命,获得200G;两种生命都必须保持大于0;没有随机事件。

卖屁股不扣最大生命:
第1–3次:-5当前生命,+50G
第4–6次:-8HP,+30G
第7–9次:-12HP,+17G
第10次:-17HP,+10G
第11次起:第11次-19HP,此后每次再多扣2HP;收入保持10G

战斗中禁止交易;收入先还债,不计入办卡累计。

菊部风控全部概率

以下顺序均为“被白嫖/大出血/正常”。被白嫖扣正常生命但0G;大出血扣双倍生命并获得正常收入。

第4次:
A0–A2 20/10/70%;A3–A4 20/9/71%;A5–A6 20/8/72%;A7–A8 20/7/73%;A9–A10 20/5/75%。

第5次:
A0–A2 30/15/55%;A3–A4 30/13/57%;A5–A6 30/11/59%;A7–A8 30/10/60%;A9–A10 30/8/62%。

第6次:
A0–A2 40/20/40%;A3–A4 40/17/43%;A5–A6 40/15/45%;A7–A8 40/13/47%;A9–A10 40/10/50%。

第7次及以后:
A0–A2 50/25/25%;A3–A4 50/21/29%;A5–A6 50/19/31%;A7–A8 50/16/34%;A9–A10 50/13/37%。

概率由本局种子确定;多人采用主机结果。

安装、兼容与免责声明

Steam订阅自动更新;Setup用户从GitHub覆盖安装;多人必须同版本。已验证v0.107.1/v0.109.1/v0.110.0;更高版本使用LTS模式。TD只代表Tower Debt,与任何叫TD的银行无关。